Need an appraisal in Beaumont or Jefferson County?

The top reasons Texas homeowners hire Kirby Appraisers, LLC:

Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
Challenge property tax assessments
To reduce a mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a divorce in the state of Texas, when real estate needs to be divided
To determine the true market value of a property to settle an estate


	Need help determining the price of your home in or near Beaumont, Texas? Contact Kirby Appraisers, LLC.

At Kirby Appraisers, LLC, we understand the unique needs of a customer after appraisal services. Our usual business clients understand the appraisal process and the standard reporting formats. Being a regular person not in the real estate field that ordinarily doesn't look at appraisals on a regular basis, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

For Sale by Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Kirby Appraisers, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's market value, not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value estimation than yours.

Challenge Jefferson County's assessment of your property

Let's say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your house overvalued. That only means you are paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Kirby Appraisers, LLC is your strongest weapon.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. At Kirby Appraisers, LLC, we're qualified in helping homeowners just like you get rid of unneeded and unwanted PMI insurance.

Was your HELOC recently frozen?

If your house is in or near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be inconvenient from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. An appraisal from Kirby Appraisers, LLC can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for verity, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Kirby Appraisers, LLC offers field reviews where we go out and check the subject and comparables. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Kirby Appraisers, LLC can help you with that. Even though most appraisal reviews are commissioned by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are prudent to invest in a second opinion.